People will get anything, especially when it's free or thought to be free. I'm sure you've walked around your college campus and have seen the tables set up giving out free t-shirts with your school logo on it, or maybe free snacks and goodies, coupons, pizza- stuff any college student would be drawn to, and why not? It's free of course, who can beat free? Of course there's always a catch-sign up for a credit card.
Going into college many don't realize the dangers of credit cards, it's often looked at as perhaps free money, a loan or a means to an end. When you need those expensive books for a class you don't know why you have to take in the first place, why not charge it? Of course you'll actually end up paying almost twice the cost it would be in cash, but you'd get it right now.
There's good debt and bad debt. It takes money to get a college education and student loans leave us in debt, but it's a means to a better future and it's more of an investment than a debt. So why is it that with all the bills and costs it associated with getting that degree company's want to add credit cards to our accumulating debt? It's like just as we're setting ourselves up for success, we get set up for failure as well.
I've never known of any classes being offered for credit counseling and the TRUTH about credit cards, instead there's the unneccessary Intro to grass cutting or basket weaving 101. Every post secondary educational institution should not only offer but require all students to attend a class on credit cards, saving, investing and financial stability.
A degree secures a comfortable future for students and their families, but what difference would it be in making good money if you're spending it all on paying off credit cards with high interest rates? At least give us the opportunity to be educated and know what we're really getting into before we charge our lives away.
-Poeticlaw
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