Wallstreet Bailout?

I'm sorry if I'm about to offend anyone who is a employee at ING or WaMu, but this bailout is not a responsible action for our government to take. These companies loaned out money to people who couldn't pay it back, and then they themselves ran out of money. Our government is doing the exact same thing by giving these companies money after they have shown that they are incapable of running their businesses, and our government is already deep in the septic tank of debt. These companies didn't do well and deserve to go out of business. The only reason that we're not in a Great Depression is FDR's greatest accomplishment in the New Deal: the FDIC. The insurance of $100,000 works perfectly to keep our money out of harms way, but when we are paying new taxes to revive the poor companies, our money is being taken away. Of course, this only accounts for the banks. There are few circumstances that I would agree with the government in assisting companies with loans. If there is a major company that employs a large percentage of Americans(such as Wal-Mart, Ford, Chevy, etc.,) I will strongly allow the government to save those companies. Imagine how high unemployment would be if Wal-Mart went out of business?