Did you know that TEEN drivers are the potential group that causes accidents in America? Many teenagers tend to drink and drive.
..Isn't that what you hear all the time? It's so sad because most of the time, teenagers are more responsible because they know that a license is not just a piece of paper, but it's a privilege to drive.
So what happens when you are caught without a license or permit?
Of course, you'll be sent to court and accused of potentially causing accidents, but I ask.. what also happens?
This relates to me because my friend just got a ticket without his permit and I just wanted to know what will happen? This was in California.. and Yes, he was driving with his mom.
Does anyone know?
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haha, you have raised... a lot of issues here. The first part actually is factually incorrect - teens are not better drivers, and it has nothing to do with alcohol. Teen driver's inexperience and poor decision making contributes to accidents.
In the end the insurance company statisticians (some of the best out there) figure out exactly who is most risky. They aren't picking on teens because of youth, but charging teens more because of our propensity to get in accidents.
As for the second part, getting caught depends on the state in which you are living. A lot of stuff depends on judges. More important, if he was driving with his mom he had to have been doing something else besides just driving under age. Driving without a license is a secondary offense I think - at least in most states. I'd look it up on google - ask your friend what he was charged with and then look through the California state code (your state law which should be online). There it should say what the possible punishments are. Your friend should probably get an attorney to rerpesent him.
Yeah, the reason why teen drivers insuarance rates are so high is because they are the ones who are most likely to get in an accident and because they are inexperienced in driving. Like most of my friends have already been in at least 1 accident.
I've had my license for a couple of years and haven't had an accident of any kind. I've been involved in a tiny fender bender, but it wasn't my fault. Not all teenage drivers are bad drivers. Sure, inexperience and acting stupid by trying to impress their friends are the causes of most accidents, but some teenagers actually take their driving seriously and are actually better than their parents.
wow! INCREDIBLE! YOUR ANECDOTAL EVIDENCE TRUMPS STATISTICS.
don't be dumb - there are plenty of individuals who are great drivers. The point is that the teenage population ON AVERAGE is a poorer driving population than older drivers.
Insurance companies DO NOT CARE that we are young. They just go and have their statisticians look at "Trait A", "Trait B" etc. they assign you your insurance rate based upon the zip code you live in (based upon the accident rates of that zip code), and the probability of accidents based on the people who have those traits. They could just as easily be completely oblivious of what each trait actually was, and still come out with the exact same rates for kids. (Note - this also works in your favor, certain traits like good grades, or years without accidents, or having taken defensive driving classes are traits of people who get in fewer accidents, so then your rates go down).
My main complaint though, is that people actually think that anecdotal evidence actually trumps population-wide trends.
but most of teenage drivers are bad
Researcher Mike Males checked the facts. Take a look at "Drive-By Journalism" at http://www.youthtoday.org/youthtoday/Apr06/males.html.
"Researcher" Mike Males did minimal research, and incorrectly labels that a "junk study". The point of the study is that regardless of whether teens cause accidents, or are the victims of accidents, they get in accidents more than other drivers.
Why? This could be largely in part to inferior decision making capabilities (many neurologists point to the complete maturation of the brain occuring well after teenage years), or a reticence to use defensive driving techniques. Not that this necessarily applies in his haughtily toted anecdote at the beginning - but many adult drivers will be aware of drunk drivers on the road and then drive in a manner that avoids them. Many inexperienced teen drivers do not notice drunken aggressive drivers, and end up becoming accident victims.
The study does not say that teen drivers who drive correctly CAUSE accidents - rather it says that other demographics are better at making sure that when others are in a position to cause accidents, they avoid them better.
Regardless of causation, the insurance companies need to know what populations are most at risk. Do you honestly think that is unfair? Should an insurance company charge everyone the exact same amount, even if they know in advance that a population has a statistically significant higher risk? That would end up driving up EVERYONE's rates (or insurance companies would have to fold, and believe me, you do not want that to happen). Don't be dumb, and don't listen to overtly dumb people.
I'm just saying that not all teenagers are bad drivers. It would help if they wouldn't drink, but because of those that do drink, all teenagers are considered bad drivers. It's kind of stupid where a teenager who lives in a city of 100,000 has a lower insurance rate than someone the same age who lives in a city of 250,000, even if the first person spends more time in the second person's city. I see the reason for lower insurance rates for smaller towns, but for the people that commute to other cities every day, it isn't fair. That happens with a couple of people I know. They live in a smaller city, but work and pretty much do everything but sleep here in town. While some teens drink and drive, the many that don't shouldn't be punished because of what the others do.
I hear its like 90% or so of people get in an acciedent within their first year of driving. So most of those are going to be teens. And if they're in an accident they are probably gonna get it fixed and the insurance company is gonna pay for it. So they charge higher rates to compensate for the inexpirenced drivers. and yeah it does seem pretty unfair that there are some who aren't going to destroy their cars or drink but there a lot of kids who do. I wouldn't argue with someone if they said most kids at my school will drink or take illegal substances sometime before they graduate