Hey, Can I Leech Some Money off You?

lovenenvy's picture
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They are like a money sucking leech. They will suck you till you are bone-dry. Literally. Just like the leech they are annoying, ugly, and are great impersonators. While leeches are supposed to suck out some of your blood to make you healthy, they borrow from you and make you feel like you are doing the right thing by helping others. That should make your heart feel good. But as you research and see the side effects of these leeches, they will disappear with almost all your finances. Makes your blood want to boil huh?

In referring to leeches I am pertaining to those who are the ones that say they care about you. We define these intellectual people as: FRIENDS, FAMILY, CO-WORKERS ,AND AQUANTINCES. We let them get close to us and our finances because we think they care about us too. We know them really well. They would never double cross us. If we were stuck in a financial situation like them, they would lend us money too right?

These people are put in various categories because they are so repetitive with their financial situation. But beware! They will try to pull the wools over your eyes.

YOU KNOW I’M GOOD FOR IT LEECH- This person is normally a financial destruction on their own. Every time they look around, they are hard up for money. Money has been passed into their hands of debt, and they go spend it on things that graciously take the money they received. You feel sorry for them because it seems that every time you look around, they are doing badly. Doesn’t help that they are annoying about asking for your money too. Their famous saying is “You know I’ m good for it!”

WE ARE FAMILY LEECH- This person hits close to home. They have known you for quit a while. Maybe since you were born, or maybe when you were older. They have supported you in many ways that others have not. They love you more than anybody else. But at times they get in a financial bind. Come on. Give them a few bucks. But don’t expect all of your money to reappear back in your hand. You’ll be lucky if they gave you anything back because they love saying, “ We are family. You know I will pay you back.”

HEY BUDDY! DO YOU THINK YOU CAN HELP A FRIEND OUT LEECH- . They know either some or all of your secrets. They are there to lean a shoulder on. They expect you to return the favor when it comes to money. You can trust them right? You have been friends with them since childhood or maybe since high school. The way they “bait” you is when they try to make you reminisce on the friendly moments Then they hook you with the line” Help a friend out…” When you give in and say well, they give you a sad face to reel you on in.

CAN YOU LOAN ME SOME MONEY LEECH- This person will not sugar coat that they are in a tight financial spot. They will tell you they just need to borrow it for a little bit but will pay you back. By the time they say they will so call pay you back, you will be celebrating Christmas.

I could sit here and write about many more leeches, but it would take me two more blogs to write about them. The best way to protect yourself from a leech is to get a contract. No it doesn't have to be a performance one you can just get a piece of paper. Write on the paper that you are lending money to this person for this amount on this date. Then you both sign at the bottom. It may be even better to get it notarized too.

But some of us never had the chance to get a contract. We got burned. But thats ok because once you get burned, you don't want your skin to sizzle all over again.

Now it's different if money is given to you and you didn't ask for it. Or if you gave someone money and did not expect it back.Some people are good about paying you back. Others are waiting to make a sucker out of your kindness. Its funny how people will hang around you and care about you when you have money. But when your money runs dry or you don't have the money like you always use too, they run off. Try asking them for money and they get stingy about it and try to dodge you.

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Living homeless has gotten me into some tough situations. Situations that could have been alleviated with financial aid. I didn't borrow any money, however, because had I done that, I would have to eventually pay them back. Instead I chose to tough it out. To starve, and almost freeze to death. Most people saw this as a prideful nature, they didn't know why I couldn't ask for their help.

I couldn't as for their help because, I figured it this way: if i cannot take care of myself, how can I, by any rights, take care of others. I believe that because I chose to do this, I was given more help than those who ask for it. After seeing me suffer through hardships and scrape by, people were more willing to help me, and wouldn't take my "no" for an answer. In fact, they were offended at my refusal to let me help them. Only then, when I knew that they were doing it for myself, and for their own altruistic purposes would I let them help me. Not with money, but with sustenance, with a place to sleep at night, with a shoulder to cry on.

Now I am in a different place, with clean clothes and a place to sleep at night. Now I can work towards making my life better so I can help those who truly do need it, like I did then.

So I guess that I would have fallen into the unmentioned category of leech: The Unwanting leech.

Yours truly,
.demosthenes

lovenenvy's picture
Member of the Progressive U Alumni Association

Thanks for your comment. By the time you started reading my blog, I thought I had pasted all of my blog to the website from Microsoft word. Well by the time I looked at my blog again, I noticed the rest of it was missing. Sorry. I am not perfect. I have also done the same as you too. I am only talking about people who ask others for money and know they will not pay it back. With your situation, it is completely different. I feel the same way as you when it comes to asking people for money. I will struggle to the end before I even ask for help. When people give me money, I pay them back. A lot of times they tell me to just keep it. Or they just hand out money.

I was not trying to offend you in any way possible.

Yours truly

lovenenvy.

Green Underbelly's picture

What's the impetus for this topic? Were you recently burn-ed?

Earth First: we'll destroy the other planets later.

lovenenvy's picture
Member of the Progressive U Alumni Association

Yes I have. I just want others to be aware of people that have cruel intentions and want to run over you financially. Now if you have borrowed money from someone before and paid them back, thats good. If you were given money without asking for it, thats good too. If you give money and don't ask for it back, then thats good. But if you borrowed money, said you would pay it back and knew you really were not, thats wrong because that person is expecting their money back. I got burned by a familymember . So I don't want that to happen to other good people too.

Green Underbelly's picture

Good on you. Well this whole scenario reminds me of a character from Garden State who says, "The only thing worse than a favor is a favor involving money. "

Coal is to shaving as nuclear power is to waxing. For the time being, they are both relatively cheaper options, and each is a fast fix to the energy problem. Now, factor global warming back in --"Hairy Sustainability" by A-squared, a ProU blogger

DrifterDani6886's picture
Member of the Progressive U Alumni Association

I have been screwed over WAY to many times for being to nice. For people who are really struggling our family (even though struggling ourselves) would buy them alot of food and stuff they need for christmas. You know the money is going to a good cause. I have loaned money to everyone and have not gotten it back. So I try not to at all now. If you need cigs I will buy you some. If you need diapers I will buy you some. That way i actually know where my money is going. This is rarely but it still helps.

http://www.progressiveu.org/032913-lupus-uncureable-wait-what
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lovenenvy's picture
Member of the Progressive U Alumni Association

Yeah that is the best way to do it. Or like I said you can always get a paper contract of your own.Trust me when I say I know how you feel.

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